If you are in a not good position and have no money to go out from that point, you would have to receive the <a href="http://bestfinance-blog.com/topics/credit-loans">credit loans</a>. Just because that would help you definitely. I take short term loan every time I need and feel myself great because of it.
I opine that to receive the mortgage loans from banks you must present a good motivation. However, once I have received a short term loan, because I was willing to buy a building.